Buyer Representation

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Buyer Representation

If you are looking to buy Real Estate in Florida, you may want a Florida real estate attorney to review your agreement and closing documents.

At Taft Street, our real estate lawyers represent buyers at closings by performing the following services:

  • Review of the initial purchase and sale agreement
  • Review of the title search 
  • Issuance of Title Insurance
  • Review of the Title Insurance Schedule B II
  • Holding Escrow
  • Review of HUD
  • Review of HOA/Condo Board Minutes (If Applicable)
  • Review of Commercial CCRs (If Applicable)
  • Contingencies Calendar
  • Perform the Closing

Our goal is to make sure our clients are fully advised of what they are purchasing and that the transaction runs smoothly.

In some counties in Florida, it is customary for the seller to procure title insurance (and therefore control the closing). While buyer can hire an attorney to represent them at closing, we recommend getting your own title insurance rather than letting seller (or seller’s real estate agent) do it.

Real Estate Lawyer

Florida Real Estate Closing Attorney FAQ's

It is not required by law that you use a lawyer at closing, however it is a good idea to at least consult with a real estate attorney. Further, if you are buying property subject to a mortgage, the lender will require title insurance. Not all title agencies are law firms.

At Taft Street, we are a fully licensed title agency as well as a law firm, so we can issue you title insurance to protect your investment and we can advise you on any legal issues that arise during the process of buying or selling real estate.
If a real estate agent takes you to tour a home, do you ever wonder if the person who is selling the home actually owns it? Your lawyer does so you don't have to.

A title search tracks the history of ownership of real property, back to it's origination (or back many decades if the property is very old). The title examiner looks at all the recordings on file related to the property and compiles them into a report called the title search.
Closings are important because they not only formally memorialize the deal, but they also give everyone peace of mind. Seller wants assurances that he will receive payment. Buyer wants assurances that she will have clear title. The government, mortgage companies, title underwriters, recording agencies, and everyone else entitled to receive payment also wants assurances that they will be paid. The closing agency make sure all of these assurances are met, money is held in escrow, and when everything is signed, funds are disbursed.
When you hear a real estate attorney talk about "clouds" on title, they're saying that someone other than the current owner of the property has an interest in the property. This could be a lien filed by a mechanic, a mortgage, a tax lien, court judgment, or easement. There are a variety of ways title can be clouded. It's up to your real estate attorney and closing agent to clear those clouds prior to the closing so that the buyer can buy the property free and clear.

Are You Looking For Free Closings Consultation?

Stop Worrying About The Stress From Your Closings. Let Us Provide The Support You Deserve.

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